Heartland Hometown Program

*An example monthly payment for a $215,000 loan for a 30-year fixed rate term with an Annual Percentage Rate (APR) of 7.278% as of 10/7/2025, would be 359 payments of $1,466.68 and one final payment of $1,465.83. The actual payment amount will be greater as the example payment does not include any applicable taxes and insurance premiums. Minimum credit score of 660 to qualify. Applicants will need to take a homeownership class. This special loan program is for applicants that are purchasing a home in a low-to-moderate income census tract or for applicants with low-to-moderate income. All mortgage applications are subject to credit review and approval. Actual rates may vary based on credit history. Other terms and conditions apply. Contact your nearest office location for details.