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Medical Professional Loan Program

A mortgage tailor made for medical doctors, serviced by mortgage lenders who know your industry.

Medical field professionals can receive up to 100% financing on their primary residence or second home.


As a physician, you want to work with financial professionals who know your industry and the unique circumstances of a medical career, especially if you're just entering the field. At Heartland Bank, our medical practice banking specialists understand your needs and will work with you to find the best solution.

Features & Benefits

  • Up to $1.5 million with various terms available
  • Eligible medical professionals include Physicians (MD & DO), Dentists (DDS & DMD), Podiatrists, Optometrists, Veterinarians, and CRNA
  • Includes Purchases, Refinances, and Construction-to-Perms
  • Mortgage Insurance waived

Ready to Get Started?

Apply NowGet PrequalifiedMortgage Quick QuoteMortgage Calculators

This account pairs well with:

Smartest Home Equity Line of Credit$MART CheckingFinancial Education

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Financial Resources

Fraud Prevention
Calculators
FAQs
Video Library

Access to security tools, CD calculators and more at your fingertips. View Resources

*An example monthly payment for a $215,000 loan for a 30-year fixed rate term with an Annual Percentage Rate (APR) of 7.278% as of 10/7/2025, would be 359 payments of $1,466.68 and one final payment of $1,465.83. The actual payment amount will be greater as the example payment does not include any applicable taxes and insurance premiums. Minimum credit score of 660 to qualify. Applicants will need to take a homeownership class. This special loan program is for applicants that are purchasing a home in a low-to-moderate income census tract or for applicants with low-to-moderate income. All mortgage applications are subject to credit review and approval. Actual rates may vary based on credit history. Other terms and conditions apply. Contact your nearest office location for details.

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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

© 2026 Heartland Bank . All rights Reserved

Routing Number #:
German American Bank - 083904563
Heartland Bank, a division of German American Bank - 044109336

Call Us
(800)697-0049
Bankline 24
(800)536-0660
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(800)697-0049, ext 2500
Equal Housing Lender FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

© 2026 Heartland Bank . All rights Reserved

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